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Wednesday, November 18, 2009

The Second Step is Underway



This morning I went to the bank and wired the money to a New Mexico title company as a down payment on my new house. This afternoon, I met with a notary at work and got four documents notarized, then I took the entire fat package of paperwork to the nearby FedEx box for delivery tomorrow.

As much as I want this house, actually buying it, withdrawing a large amount of money from savings and completing the paperwork is an amazingly stressful process. Add to that the realization that for the next several months I will have not one, but two mortgage payments, and have to pay property taxes and insurance on two properties, and it becomes almost unfathomable.

I can't allow myself too much worry, and I have to have faith that everything will work out in the end. When I started this process, I decided, and I announced to one person, that I was going "to take a huge leap of faith and buy this house." That's exactly what I did. Since then, my plans to retire and move in January 2010 have been delayed for a few months.

I have to keep reminding myself that this is what I wanted. I loved this house from the time I first saw it in an Internet listing. Buying this house is, as the tired saying goes, the first step of the rest of my life. There is light at the end of a long, dark tunnel. I have to keep that light in mind. I have to remember that by next summer, I will have retired from my government job and I will be living in a beautiful house with a view of the Sandia Mountains. I will be enjoying the crisp air, the southwest ambiance, and a quiet homesite devoid of the incessant traffic and sirens and other noise that bombard me constantly now. My future, and a new life, await.